COURSE 1 - MONEY MANANGEMENT
a) Exploring how spending, saving and values impact your finances.
b) The Value of planning how money is used.
c) Set financial goals that are specific and measurable.
d) How can personal goals be achieved
through money goals.
COURSE 2 - CREDIT - USE, DON'T ABUSE
a) Weighing the benefits and risks of borrowing.
b) Discuss why (money smart) people borrow.
c) Examples of acceptable and unacceptable circumstances to use credit.
d) Compare the costs and terms of borrowing options
COURSE 3 - SPENDING POWER, WRITE DOWN YOUR EXPENSES
a) Explore the payoffs of investing in yourself.
b) Discuss the value of investing in yourself.
c) Identify how education can impact earnings.
d) List strategies to minimize the costs of education.
COURSE 4 - INVESTING
a) Explore how saving and investing can be used to build wealth.
b) Make a distinction between saving and investing & compare the types of investments.
c) Demonstrate how to calculate compound interest.
d) How the time value of money impacts saving and investing.
COURSE 5 - FINANCIAL SERVICES
a) Explain how services are used to handle business transactions.
b) Discuss reasons to use check payments.
c) Demonstrate how to use a checking account.
COURSE 6 - INSURANCE
a) Justify reasons to be insured.
b) Discuss ways that teens face risks that can be costly.
c) Give examples of ways that teens can manage the risk of financial loss.
d) Describe consequences of not being sufficiently insured.